Credit Cards for People with Bad, No, or Low Credit Rating, or Poor Credit History

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BestCreditCard-UK.com > Adverse Credit Cards (poor credit history)
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Capital One Calssic Capital One Calssic
Ideal credit builder card
N/A
N/A
34.9% APR

Typical (variable)
Easy application, quick response
Vanquis Vanquis
Good for people with poor credit history
N/A
N/A
39.9% APR

Typical (variable)
Good credit builder card
Tuxedo Tuxedo
Pre Paid Card. No credit check, no bank account required
N/A
N/A
0.0% APR

Typical (variable)
No hidden charges, Up to 15% cashback online, 5 pounds FREE* on first Top-up

Poor Credit History, Bad Credit Rating, Credit Builder or Adverse Credit Cards

Adverse credit cards are credit cards usually reserved for people who have a less than favourable credit record (poor credit history). Some people are also in the position where they have not had the opportunity to build up their credit rating.

This type of card usually carries with it a higher rate of interest. It is strongly suggested that anyone who has one of these cards, pays off the full balance at the end of every month as not to incur interest.

Please read the following:

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